Health Insurance Solutions For Individuals and Self-Employed
Your Solution, Not Any Solution
Choosing the right insurance can feel overwhelming, but it doesn’t have to be.
With so many options and changing regulations, we make the process simple by helping individuals and families find health plans that fit their needs, budget, and lifestyle. Whether you’re self-employed, in between jobs, or not covered through an employer, we guide you through available marketplace and private plan options to ensure you have the protection and peace of mind you deserve.
By partnering with top-rated carriers, we help you make informed decisions about the coverage that matters most to your health and financial well-being. Our experts take the time to explain coverage details, provider networks, and cost-sharing structures so you can make confident, informed decisions about your healthcare. We help you navigate enrollment periods, eligibility requirements, and potential subsidies to make sure you get the best value for your coverage
Why Work With Essential HR
With Essential HR, you don’t have to manage health insurance alone you gain a trusted partner dedicated to finding a plan that keeps you and your family protected year-round.
We help you:
Guidance on marketplace and private health plan options
Help understanding deductibles, copays, and coverage levels
Assistance with enrollment, eligibility, and subsidy qualification
Support in reviewing and renewing coverage each year
Finding the right health insurance doesn’t have to be stressful. With Essential HR, you’ll have a trusted advisor to guide you every step of the way helping you understand your options, choose the right coverage, and protect what matters most.