Individual Insurance & Benefits Solutions
Choosing the right insurance can feel overwhelming — but you don’t have to do it alone. We’re here to guide you in finding the health plan that fits your unique needs. Our full range of insurance products is designed with individuals and families in mind. By partnering with top-rated carriers, we help you make informed decisions about the coverage that matters most to your health and financial well-being. Our approach is simple: we take the time to understand your goals and turn them into smart, reliable solutions that bring peace of mind.
Individual Insurance Solutions
Protect what matters with coverage tailored to your life.
Explore essential insurance options that support your health, independence, and financial peace of mind.
Health Insurance
• Major Medical Plans (Marketplace/ACA plans)
• Short-Term Medical Insurance
• Catastrophic Health Insurance
• Health Savings Account (HSA) Plans
Dental Insurance
Regular dental care is key to overall health — and dental insurance helps make it affordable. Plans typically cover preventive services like cleanings and exams, as well as basic and major procedures such as fillings, crowns, and root canals. Some plans also include orthodontic coverage for children or adults.
• Preventive-only plans
• Basic + Major dental coverage
• Orthodontic coverage (optional add-on)
Vision Insurance
Clear, simple coverage for your eye health.
Vision plans help cover the cost of routine eye care, including annual exams, prescription glasses, and contact lenses. Many plans also offer discounts on LASIK and other corrective procedures. It’s a simple way to keep your eyes — and your budget — in good shape.
• Routine eye exams
• Prescription eyewear coverage
• Contact lens benefits
Life Insurance
• Term Life Insurance
• Whole Life Insurance
• Universal Life Insurance
Disability Insurance
Your income is worth protecting.
Disability insurance helps replace a portion of your income if you’re unable to work due to illness or injury. Whether you need short-term coverage for recovery or long-term protection for unexpected life changes, we’ll help you find the right fit.
If an illness or injury keeps you from working, disability insurance helps replace a portion of your income. Short-term policies cover temporary conditions, while long-term policies protect your income for extended periods. It’s an essential safety net for anyone who relies on their paycheck.
• Short-Term Disability
• Long-Term Disability
• Individual Income Protection Plans
Medicare Coverage
Medicare plays a vital role in ensuring affordable healthcare for older adults and individuals with disabilities. It provides access to essential medical services such as hospital care, doctor visits, prescription medications, and preventive treatments—helping to support better health outcomes and greater financial stability.
• Medicare Advantage (Part C)
• Medicare Supplement (Medigap)
• Medicare Part D (Prescription Drug Plans)
Long-Term Care Insurance
Plan ahead for the support you may need tomorrow
If age or illness ever makes daily activities a challenge, long-term care coverage can help pay for home care, assisted living, or nursing facility services — protecting your savings and giving you more choice in how and where you receive care.
This coverage helps pay for the cost of care if you develop a chronic illness, disability, or cognitive impairment and need help with daily activities. Long-term care insurance can help cover in-home care, assisted living, adult day care, or nursing home stays — giving you greater control and financial security later in life.
• Nursing home care
• In-home care
• Adult day care services